Maybe a used 2018 for $25,000 and leave $25,000 in the bank would be a better move. For the life of me, I cannot see where they can justify $50,000 for a Lund boat.
Depends on how bad the dealer wants to move it. I’d look for a 2018 or 2019 new to get a bigger discount. Just like a car, last years model will be cheaper.