Great information... Thanks for all the comments. Here is my update so far as I've been experimenting with some different styles.
If you want the material right on the hook, the bread bag wire only (remove paper) trick works great or use a loop knot on fishing string to draw the skirt material right thru the eye. I found the line easier because I tend to drop things and was easier to find the fishing line and I have a tether on the vice so it can't drop too far. ;-)
I purchased some 3/16" clear (soft) tubing from Fleet Farm (under 20 cents / ft) and cut 1/8 or so to press it over the eye to hold the skirt. On the material I tie yarn on the amount of material I want for the flies and make up several of each color at a time that way. I tried using thread but you end up with thread too far down the shank so the skirt opens up after the hooks which I didn't like and takes much longer then this method so this is quicker and easier both which I like as I plan on passing this down to my kids to do.
The same 3/16 tubing works great for banded material taping to it and then thread/head cement or you can thread/tape reg material as well. This tubing size allows me to make a bunch of leaders with loop knot all done to length and then slide down the fly color once a hot bite is found that way I don't have to deal with so many combinations. I do this for walleye crawler harness as well. I reverse skirt direction and use jumbo milk shake straws to bend the skirt to flare out but then angle back to the hooks. Think it will pulsate better in the water that way. Few good videos on this from purple taco fly company sponsor fisherman. He uses bullet heads but you can use tubing as well. I will note with Tubing you don't cut off the extra tape which saves a step too.
Hooks I'm using size 4 and going to try a few as I already had some purchased and will pick up a few and see what happens. Trying to stay in the 2x strength but still open for input on all things hooks included. I would prefer to find one I like, easy to sharpen and is under a buck / hook.
Thanks again for all the comments.